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What Is a Good Savings Rate?

A widely used benchmark is to save at least 20% of your income, as in the 50/30/20 budget. Saving 20% or more is good, 10–20% is a solid start, and below 10% leaves little buffer. Higher savers reach financial goals — and early retirement — much faster.

1 min read

What Is a Good Cap Rate?

For rental property, a capitalisation (cap) rate of roughly 5–10% is generally considered good, with many investors targeting around 8%. A higher cap rate means more income relative to price — but often more risk. What's 'good' depends on the market and property type.

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